Total money makeover how many pages

Tools and Apps. Recognize the 10 most dangerous money myths. Secure a healthy emergency fund and save for retirement. Positively change your life and your family tree! What's Included? The Total Money Makeover Reach your financial goals with these seven organized, easy-to-follow steps that will lead you out of debt and into a total money makeover.

Customer Ratings and Reviews. I'm planning to purchase the book he wrote with his daughter that is geared toward children as well. Might as well start early. Check out more of my reviews at www.

Author 31 books followers. Buy it, live it! An amazing system that's not a system--just living within one's means. Worth the investment many times over! I read Financial Peace years ago.

We tried to live the plan, but looking back we could have done a lot better. The Total Money Makeover takes the same plan and breaks it down into more detailed babysteps.

Most of the time we have been able to wait a few weeks until the "extra paycheck," tax return or a bonus comes through instead of using our savings. The debt snowball really works. I was amazed when I saw how much money is going toward our last debt! It will only be a few more months to get it paid off.

Yes, we did stop retirement for the past year--it was a simple form to fill out at work and only took a couple minutes. The money that was previously in our IRA is still growing, but we're not adding to it right now.

When that debt is gone and we have our month savings we'll start it up again. This book is just common sense in a big way! There is so much peace in being in control of our money and our marriage is so much better because we have GOALS that we plan together. This book is a great gift for college graduations and weddings! Update: June I wrote the original post Jan We still follow this plan. We've been debt free for the past 10 years.

My husband started his own company--debt free and has never borrowed money for it. We paid for six vehicles in cash a "dave" car for my husband, a family can, then a truck to replaced the "Dave" vehicle, one replaced the worn out family vehicle, the others are the high schoolers and a college car.

Currently have 4 good running, paid for vehicles. We have paid college tuition, missionary support and cash flowed a wedding. Our only debt is our house. It will get more attention after our children are grown. We've been amazed at what we can do by being intentional and planning large purchases, vacations and budgeting! Anita L. This book is great for those who are in debt because of overspending. Unfortunately Dave Ramsey groups everyone in the same category with the undisciplined, regardless of their background.

These are completely unrealistic numbers in most regions of the country. He proudly says that his business is debt-free. Dave Ramsey is not a dentist or a chiropractor or a manufacturing business owner who would need expensive equipment to run his business.

He fails to understand that many people grow up in poverty and are always just barely keeping up with their bills. They may have a mentally ill spouse or child. People face unfair lawsuits, unemployment, death, and other tragedies in life. His self-righteous response is that you should have had your emergency fund in place before these things happened. Many of us are college-educated, frugal, and self-disciplined.

You can learn a lot more about money and compassion from Suze Orman than from Dave Ramsey. Buy a book by Suze Orman instead. This book is an insult to the intelligence of any rational human being who has even the slightest notion of what personal finance is all about. Full of filler, fluff, weak-sauce stories trying to be inspirational. Let me tell you in one sentence what this book took over pages to tell: Take personal responsibility for your finances and start living within your means; you'll be happy and wealthy eventually because of it.

Don't read this book! This book is a great step by step plan to help you get control of your finances by walking you through the 7 baby steps. Pay off all debt except house with debt snowball 3. Fully Fund Emergency Fund to x of living expenses 4.

Fund kids college fund 6. Pay off mortgage 7. Have fun, give and invest Definitely a must read and the companion website www. Tonya Aiossa. I probably should have given this book more than three stars, because it's a good start to figuring out a critical piece of the financial puzzle; getting out of debt. This book is debt-centric, so, if you're in debt, then yes, you really should read this book. However, while focusing on getting out of debt is a crucially important step of freeing up your income because if the money you make every month is spent every month, you're not financially fit , there are many aspects of your financial self that are not addressed in this book.

And, while Mr. Ramsey would probably tell you that these aspects of your financial self can wait until you're out of debt, I don't think it's wise to procrastinate an awareness of your financial whole. More to consider. Featured products. Show more From the manufacturer Loading, please wait Show more. Write a review. Get top deals, latest trends, and more.

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